Skyline view of downtown Athens

Community Reinvestment Act Public File

First American Bank & Trust is focused on meeting the needs of the communities it serves. Below you will find each of the components of the Bank's Community Reinvestment Act (CRA) Public File available for your review. 

In compliance with CRA requirements, the following information is current as of March 29, 2024 and may be updated periodically. 

PUBLIC COMMENTS(OPENS IN A NEW WINDOW)

CRA PERFORMANCE EVALUATION(OPENS IN A NEW WINDOW)

ASSESSMENT AREA MAP(OPENS IN A NEW WINDOW)

ASSESSMENT AREA description(OPENS IN A NEW WINDOW)

BRANCH LOCATIONS & census tracts(OPENS IN A NEW WINDOW)

BRANCH OPENINGS & CLOSURES(OPENS IN A NEW WINDOW)

RETAIL BANKING SERVICES(OPENS IN A NEW WINDOW)

Business services(OPENS IN A NEW WINDOW)

business accounts(OPENS IN A NEW WINDOW)

LOAN TO DEPOSIT RATIO(OPENS IN A NEW WINDOW)

HMDA INFORMATION(OPENS IN A NEW WINDOW)