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Business Checking

We're in the business of helping your business.  Let us help you find the best account for your needs.

 
Best suited for small to mid size businesses that typically have less than 500 transactional items and fluctuating account balances.
  • Minimum Opening Deposit $50
  • Monthly Service Fee $10
  • Combined Items Processed-Unlimited
  • Monthly Service Fee waived with $1,000 minimum daily balance 
  • E-statements are provided at no charge; paper statements are available upon request for a $5.00 monthly fee.
Best suited for mid size businesses that maintain higher balances, have less than 500 combined items processed, and want to add TM services to their business online banking solution--includes a choice of a free TM fraud tool.
  • Minimum Opening Deposit $50
  • Combined Items Processed-Unlimited
  • Monthly Service Fee $35
  • Monthly Service Fee waived with the following: $35,000
    minimum daily balance in your FAB business Choice Checking Account
  • E-statements are provided at no charge; paper statements are available upon request for a $5.00 monthly fee.
Businesses requiring high transaction activity and Treasury Management Business Solutions
  • Minimum Opening Deposit $50
  • E-statements are provided at no charge; paper statements are available upon request for a $5.00 monthly fee.
Non-profits that typically have less than 150 combined items processed and who want to earn interest.
  • Minimum Opening Deposit $50
  • Combined Items Processed Fee 1506
  • E-statements are provided at no charge; paper statements are available upon request for a $5.00 monthly fee.

If your company has money to invest, the FAB Commercial Money Market account can help you achieve your growth and savings goals. Your money is secure, working for you and available when you need it.

REQUIREMENTS:

  • $25 minimum to open
  • Rate tiers begin at $10,000, $25,000 and $50,000
  • $5.00 monthly service charge is waived with a minimum daily balance of $1,000
  • Limit of six debit transactions per statement cycle (monthly)*


BENEFITS:

  • Free online banking with bill pay
  • Access to FinanceWorks personal financial management tool
  • Choice of paper statements or E-Statements
  • 24/7 automated phone access line
  • Free Notary Service
  • FDIC insured to the maximum allowed by law
*There is a $5.00 service charge for each transaction is excess of six per statement cycle (monthly).
  • First Business Check Order Discounted 10%
  • TM Users with a Choice Checking Account have the option of free Check Positive Pay or ACH Debit Block & Filter1
  • Basic Business Online Banking including Mobile access & Bill Pay3
  • Business Mobile Deposit2
  • Business Debit Card
  • Bank at Work Advantage Checking Account 
  • Business Credit Card
  • Merchant Services5
  • Notary Services
  • 24/7 Automated Phone Access Line
  • E-Statements






1For access to TM $10 fee applies
2Mobile Deposit-subject to approval, limit restrictions apply.
3Bill Pay -additional fees apply for payroll services.
4Credit Card subject to credit approval.
5Merchant Services subject to credit approval, additional fees apply.
6Excess combined item fee is $0.30 per item.
 
First American Bank and Trust offers a variety of Treasury Management services designed to manage and secure accounts while gaining your most beneficial cash position. Contact Treasury Management Specialist for more information.